HSBC Credit Card – Eligibility And Application Process

Do you need the best credit card? HSBC credit card is available in different types so that they can meet up to meet your wants and needs. Consumers have access to hundreds of credit cards, but each person has different financial needs.

HSBC Credit Card - Eligibility And Application Process

You might place more importance on saving interest than on receiving rewards. Whether you need a balance transfer card to manage debt or a rewards card to earn cash, miles, and more for your regular purchases, the U.S

 You will receive the full value of your rewards in all three situations. HSBC credit card has a very wide range of benefits for its customers. And the different credit cards they offer you have their own benefit.

The simplest and least constrained option for the majority of cardholders is to take their rewards as a credit on their statement.

But you can pick to have your cash back redeemed as a direct deposit into an eligible HSBC bank account if you have one. Additionally, you can use rewards for certain charitable donations


HSBC Advance Mastercard Card

For the first year, up to the first $25,000 in purchases, the HSBC Advance Mastercard credit card earns three points for dining and eligible entertainment purchases and two points for all other purchases (then one point per dollar).

After the first year, it offers one point for every dollar spent on all other purchases and two points for dining and eligible entertainment. You can exchange your points for gift cards, merchandise, travel, or cash back.

With the HSBC Advance Mastercard credit card, you can enjoy advantageous travel and shopping benefits in addition to earning respectable rewards on regular purchases.

Profit from a 12-month introductory APR of 0% on purchases and balance transfers made within the first 60 days as well as the absence of an annual fee for qualified customers. Depending on your creditworthiness, the APR will either be 14.99 percent or 18.99 percent after the first year.

HSBC Cash Rewards Master Credit Card

During the first 12 months after opening an account, the HSBC Cash Rewards Mastercard card offers 3 percent cash back on up to $10,000 in purchases. Following that, the card offers unlimited 1.5 percent cash back on all purchases.

There is no annual fee and no foreign transaction fee for the HSBC credit card. For the first 12 months, new cardholders can make purchases and make eligible balance transfers at a 0% introductory APR.

After that, depending on your creditworthiness, the variable APR ranges from 13.99% to 23.99%. Each balance transfer is subject to a fee of either $10 or 4%, whichever is greater.

HSBC Gold Mastercard

On purchases and balance transfers, the HSBC Gold Mastercard Card offers an introductory APR of 0% for 18 months. After that, depending on your creditworthiness, the variable APR ranges from 13.99% to 23.99%.

Although there are no annual or foreign transaction fees with this card, there are returned payments and late payment fees of up to $39. The first time you make a late payment, the late payment fee will be waived.

Each balance transfer is subject to a fee of either $10 or 4%, whichever is greater. There is no rewards program available for the HSBC Gold Mastercard credit card.

HSBC Visa Platinum Card

If you are tired of hefty charges from your credit card whenever you shop or travel. The best credit card you can apply for that does come with no annual or joining fees. 

The credit card offers you a lot of benefits from cash back to clear tip vouchers to rewards on dining and so on. On any transactions that are up to Rs. 10,000 or more, you earn up to Rs. 2,000.

For the first 60 days of acquiring the credit card, you can access the domestic and international lounge with 3 complimentary, or for airport restaurants, you have 3 meal vouchers.

Requirements And How To Apply For HSBC Credit Card

In order to be eligible for the HSBC credit card firstly, you have to be above the age 21 and also below the age 65.  Whether you are self-employed or working in a good company your yearly Income must be up to Rs.3, 00,000.

After you have all these, to apply visit their website at click on the credit card you want. Tap on apply now and follow the instructions given to you.

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